"No Money Down" is a fairly short (35 ft.) spiny climb near the left end of the Meadows at Rumney. It is a somewhat mediocre mixed route. Over the years, most people I've spoken with, who climb at Rumney, thought it would be better as a sport route. It is a different philosophy than "traditional" climbing, one that works well at the cliffs of Rumney, though not at all others. My motivation was to make the route more enjoyable and somewhat safer for the majority of the people who use that heavily traveled cliff.